Financial Inclusion

In 2014 that number was 2 billion, Because account ownership is nearly universal in high-income economies, virtually all unbanked adults live in developing economies. China and India, despite having relatively high account ownership, claim large shares of the global unbanked population because of their sheer size. Home to 225 million adults without an account, China has the world’s largest unbanked population, followed by India (190 million), Pakistan (100 million), and Indonesia (95 million) (map 2.1). Indeed, these four economies, together with three others — Nigeria, Mexico, and Bangladesh — are home to nearly half the world’s unbanked population (figure 2.1).

About Miruminvest

Mirum Invest is a boutique London-based investment advisory company that helps startups and SMEs to successfully launch and grow their business.

We connect startup businesses with investors and assist with raising finance, business development and planning, as well as go-to-market campaigns. We support businesses from concept to a scalable venture with launch strategies, business process planning, and “how to” implementation.

Our main focus is Fintech, in the Financial Inclusion Arena.

Our Projects

Our mission is that anyone with a phone can pay, receive, or bank from anywhere anytime

Simsan Ventures invests in outperforming underrepresented founders

GudItalia is a web platform for the love of “Made in Italy”

KogoPAY has raised £1 million in pre-Series A funding for it “socially-conscious” banking and payments platform.


A financial data analysis, education, money management & recommendations software for Financial Institutions and mobile application for the unbanked. Low financial education in Tanzania/ Africa, leading to bad spending habits and low uptake of formal financial services. This has over 60% of adults’ population in debt.

The new platform for your market research in Africa

Our Partners

OVHcloud is a leading European cloud hyperscaler and has been a cloud and infrastructure provider for over 20 years, with more than 1.5 million customers worldwide served by 32 global water-cooled data centres. The OVHcloud Startup Program is a global program that has been running since 2015 and has received almost 7000 applications of which more than 2000 have been assisted with cloud credits and solution architecture support. We have a great cloud solutions offering for startups. Read More

Panamax Inc is a leading provider of Fintech and Telecom solutions to telecom operators, banks, financial institutions, carriers, service providers across the globe. Our fintech solutions include comprehensive Digital Financial Solutions suite that simplifies online transactions and drive financial inclusion.

LATOKEN is a rapidly growing crypto exchange focusing on liquidity for new tokens. LATOKEN entered CoinmarketCap’s Top-20 in March 2019 and keeps improving the result.

SeedLegals is the UK market standard for companies raising investment, incentivising their teams with share options, doing their SEIS/EIS, and managing their cap tables.

Your new (& free) pitch discovery platform

Where Fantastic Beasts hosting live streams from 200+ companies across 17 countries over the next 16 days.

Investors: register once, to access all demo day pitching and competition events, here

Accelerators/competition/other pitch hosts: extend your investor reach and maximise the ROI on your events. Register your next event here Register early for the highest profile.

Upcoming Events


81 per cent of women entrepreneurs across the Middle East and Africa have a digital business presence according to Mastercard MEA SME Confidence Index. Entrepreneurial women across the world and in the Middle East and Africa (MEA) are leading the way in tapping into the power of the digital economy to succeed and grow.

Read More

Khula, a South Africa-based agritech startup that connects subsistence and commercial farmers to agricultural supply and marketplaces, has announced a $1.3 million seed raise from SA-based agrochemical company AECI and E Squared Investments.

Read More

Johannesburg-based venture development and investment company Founders Factory Africa has invested in three more African tech startups to take its portfolio past the 25 mark.

Founders Factory, which originally launched in London in 2015 and has already built more than 70 startups, launched African operations in Johannesburg in 2018, from where it plans to design, build and scale 140 disruptive tech startups across Africa.

The company brought its model to Africa in partnership with Standard Bank, and subsequently secured backing from Netcare to provide a platform for entrepreneurs to build and scale e-health startups across Africa and Small Foundation to invest in agri-tech.Read More »

The future of sub-Saharan Africa economies is looking increasingly green for those paying close attention.

While global investment is expected to rise sharply this year as a result of the pandemic, impact investment – the funding of projects that generate social or environmental impact, as well as a financial return – is tipped to hold relatively steady, and could play a key role in the recovery of African economies and other emerging markets.

Read More