Financial Inclusion

In 2014 that number was 2 billion, Because account ownership is nearly universal in high-income economies, virtually all unbanked adults live in developing economies. China and India, despite having relatively high account ownership, claim large shares of the global unbanked population because of their sheer size. Home to 225 million adults without an account, China has the world’s largest unbanked population, followed by India (190 million), Pakistan (100 million), and Indonesia (95 million) (map 2.1). Indeed, these four economies, together with three others — Nigeria, Mexico, and Bangladesh — are home to nearly half the world’s unbanked population (figure 2.1).

About Miruminvest

Mirum Invest is a boutique London-based investment advisory company that helps startups and SMEs to successfully launch and grow their business.

We connect startup businesses with investors and assist with raising finance, business development and planning, as well as go-to-market campaigns. We support businesses from concept to a scalable venture with launch strategies, business process planning, and “how to” implementation.

Our main focus is Fintech, in the Financial Inclusion Arena.

Our mission is that anyone with a phone can pay, receive, or bank from anywhere anytime

Infinity aims to improve your relationship with money and make investing a fun feature of your life.

Infinity Circle took part at the AFF in Hong Kong

One step forward to digital banking – Concept film

GudItalia is a web platform for the love of “Made in Italy”

OVHcloud is a leading European cloud hyperscaler and has been a cloud and infrastructure provider for over 20 years, with more than 1.5 million customers worldwide served by 32 global water-cooled data centres. The OVHcloud Startup Program is a global program that has been running since 2015 and has received almost 7000 applications of which more than 2000 have been assisted with cloud credits and solution architecture support. We have a great cloud solutions offering for startups.

Initial contact via 1 pager presentation only, clearly identifying Problem, Solution, Traction and some basic financials. Email us at

DFS Lab invests in early-stage digital commerce companies serving African markets, with its portfolio including mostly fintech, e-commerce, and logistics startups.



African startups invited to apply for UK government’s Go Global Africa programme

It is open to Kenyan, Nigerian and South African startups with fintech, agri-tech, e-health and clean energy solutionsRead More »

Why this fintech company is helping African SMEs finance Facebook and Google ads

For many small and medium scale enterprises (SMEs)  in Nigeria and across Africa, access to finance anywhere on the continent remains a critical issue that determines to what degree a business is able to grow and scale its operations.Read More »

Marcus: A Digital Bank That Should Keep Rivals Up At Night

Marcus by Goldman Sachs is quickly becoming a digital banking force to be reckoned with as they introduce a mobile banking app and announce plans to offer a checking account and wealth management to their current savings, lending and credit card solutions.Read More »

Cashless Africa

Traditionally, there has been a heavy reliance on cash across Africa. Now that global and local industry players are investing in digital and innovative payment systems to replace cash, while delivering new levels of inclusion, “cashlessness” has become a hot topic all around the world and this continent makes no exception.Read More »

Africa's Digital Knowledge Bank

The Baobab Insights platform helps corporates, investors and governments explore opportunities across Africa’s thriving digital ecosystem.Read More »

De-fragment payments innovation in Africa for financial inclusion


Africa Fintech Festival - 2019 Uganda

The Africa Fintech Festival 2019 is being brought together by the Financial Technology Service Providers Association of Uganda (FITSPA) and Financial Sector Deepening Uganda (FSDU).Read More »

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More Services

Taking a business from idea to launch is not an easy task. Even the most innovative and promising concepts can’t grow and develop without financing, a solid business plan, and an effective launch strategy.


Blockchain launched with the appearance of Bitcoin as a white paper (technical plan) on October 31, 2008, and later as a working protocol for the transfer of the first cryptocurrency on January 10, 2009.

Tier 1 Investment

We are specialised in introducing unsecured investments from Chinese Entrepreneurs / Investors (High Net Worth Individuals) to UK innovative projects through UK Home Office backed Innovator Investment Scheme.

Currently, we are working with numerous innovators and looking for suitable projects, across various sectors.

Credit card

Truevo Payments offers a range of card acquiring services across various channels. Their e-commerce solution is a fully PCI DSS compliant, turnkey service that enables secure online card processing across all browsers and all devices.

Latest Events

Fund backed by Bill Gates & Mark Zuckerberg plus Other VCs Invest $6.5 Million in minu, a Fintech Company that Helps Mexican Employees Get Paid

In one of largest seed rounds in Mexico´s history, Fintech minu has raised $6.5 million from QED Investors, Village Global, Next Billion Ventures and Mountain Nazca as well as multiple angel investors like PayU and Cornershop founders.

Fintech is Driving Financial Inclusion

While much of the discourse revolving around innovation in financial services tackles specific sectors of the industry, such as lending, payments,  or online capital formation, the reality is that the biggest beneficiaries of Fintech may be the underbanked: the millions of people who have never had access to sophisticated financial services.


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